You might have an idea of the monthly loan payments you can afford, but sometimes the bank will feel otherwise. It's always best to get pre-approved for a mortgage so you can determine what price range you can consider before you start your home search.

What is the difference between PRE-QUALIFICATION and PRE-APPROVAL?

Pre-qualification by a mortgage officer is a simple procedure by which you get an opinion as to how much you can qualify for and can discover any obvious obstacles that might cause problems. You will find out how much home you can afford. Keep in mind, this amount is based off of information that you provide and has not been verified.

Pre-approval goes a step further by underwriting your loan. You are providing documentation of income and liabilities.

Why get pre-approved?

There are several reasons for you to get pre-approved for a loan:

* You'll have to make a loan application soon after putting a contract on a property, so pre-approval is putting you one step ahead in that process.
* You also save time by only looking at the homes that you can afford.
* You won’t be disappointed by choosing a home and finding out later that a bank won't finance your decision.
* You will have a pre-approval letter from the lender that will make your offer on a property stronger since it shows you have the ability to go through with a purchase.

Begin the pre-approval process today, by filling out this form. This information will only be shared with my preferred mortgage broker, who will contact you once the information has been received. This service is provided free of charge, without any obligation on your part.

*Name:
*Email address:
*Phone:
Street Address:
City:
Zip:
Additional Info
Anticipated down payment
Desired monthly payment
Total monthly income
Total montly debt
*Please note that fields marked with an asterisk are required.